Debt Free

As of today I am officially in the black. I paid off the last of my school loans and have exactly $0 credit card debt. It’s a nice feeling let me tell you. I imagine it will especially nice when my next pay check rolls in and I know that I get to keep it all.

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I feel lucky to have been able to do get rid of everything so quickly. I know that I didn’t have an excessive amount of debt, but that’s because I’ve always been wary about accruing it in the first place. Part of it is just my personality. I don’t like owing anyone anything. It’s a self-reliance thing.

That same eagerness to pay people back sometimes comes back to annoy me though. I guess when I pay people back quickly it makes them think that I don’t mind doing them favors. So those same people begin asking me for more favors, not necessarily money mind you, but favors nonetheless. I don’t mind doing them at first, but a lot of times it becomes habit for them and I start to feel used.

Inevitably I resist and they say, “but I’d do it for you” to which I think, “yes, but I wouldn’t ask you to do that for me in the first place”. I hardly ever ask anyone for favors except maybe my parents (I love you guys) because I don’t like owing anyone and I just like doing things for myself. I guess I just don’t like people owing me anything either, especially since most people don’t feel the same way about indebtedness as I do.

One Response to “Debt Free”

  1. Sue Says:

    I am so impressed that you are now debt free! I know that is a huge monkey off your back. Congrats on your hard work!

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