100 Years of Debt-Ridden Grandchildren
April 9th, 2008We’re being nickeled and dimed. It’s the oldest trick in the book.
We’re being nickeled and dimed. It’s the oldest trick in the book.
As of today I am officially in the black. I paid off the last of my school loans and have exactly $0 credit card debt. It’s a nice feeling let me tell you. I imagine it will especially nice when my next pay check rolls in and I know that I get to keep it all.
I feel lucky to have been able to do get rid of everything so quickly. I know that I didn’t have an excessive amount of debt, but that’s because I’ve always been wary about accruing it in the first place. Part of it is just my personality. I don’t like owing anyone anything.
That same eagerness to pay people back sometimes comes back to annoy me though. I guess when I pay people back quickly it makes them think that I don’t mind doing them favors. So those same people begin asking me for more favors, not necessarily money mind you, but favors nonetheless. I don’t mind doing them at first, but a lot of times it becomes habit for them and I start to feel used.
Inevitably I resist and they say, “but I’d do it for you” to which I think, “yes, but I wouldn’t ask you to do that for me in the first place”. I hardly ever ask anyone for favors except maybe my parents (I love you guys) because I don’t like owing anyone and I just like doing things for myself. I guess I just don’t like people owing me anything either, especially since most people don’t feel the same way about indebtedness as I do.
I was thinking about what I will tell future generations about what life was like during the time of oil. Whenever I think generally of oil my first thought is the opening credits to “The Beverly Hillbillies”. I found myself thinking of those nicknames, “black gold” and “Texas tea”.
While I was living in El Salvador I developed the tendency to think of the Spanish version of words and phrases. It was just mental practice of thinks I might want to say.
So when I translated “black gold” to “oro negro” I started actually thinking about the latin origins of “oro”. I’m sure that it is derived from the same word that we use for “ore”, which immediately brings to mind mining…
I have a morning ritual. I go to three different web sites that simply by clicking on a link and shown a page with advertisers you can get those same advertisers to donate cups of food to the poor, save so many square feet of rain forest, and plant a tree(every 5th click).
The pages only let you do this once every day per internet connection. So every morning I make the rounds to www.TheHungerSite.com, www.EcologyFund.com, and www.LandCareNiagara.com and get my karma points for the day. Every workday I also make the rounds at work and rack up double points…